A mutual fund calculator projects how your money can grow through SIP (monthly) or lumpsum (one-time) investment. It helps set realistic goals for education, marriage or retirement.
SIP vs lumpsum in one tool
SIP spreads investment — lower timing risk. Lumpsum invests everything at once — higher impact of entry point.
Expected return assumption
Equity funds: often 10–12% for long-term planning illustrations. Debt funds: lower. Returns are never guaranteed.
Steps to plan
- Define goal amount and timeline
- Enter monthly SIP or lumpsum in calculator
- Adjust return assumption conservatively
- Start investing via registered platform (AMFI distributor / app)
Master Calc Mutual Fund Calculator supports SIP and lumpsum modes. Also see dedicated SIP and Lumpsum calculators.
Disclaimer: Mutual funds are subject to market risks.